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One of the most interesting philosophical questions about money is if more money makes you a happier person. It can be argued that the money the old adage "no buy happiness "is something that was proposed by those who have no money as a validation of their monetary situation. In other words, if you have no money, a way to feel better about this is that you are happier than those who have a lot of money. There are two ways of interpreting the concept that money does not buy happiness. The first is to consider that implies that they have a lot of money often are in a state of unhappiness and the second is to consider what this implies that happiness comes something other than money. In any case, the adage holds that there is really no direct relationship between money and happiness.

Wealth is not just a state of encouragement. Whether you describe yourself as rich or not depends on how you feel about your current circumstances and that you are comparing with. Wealth is a relative concept. Some people feel richer even if they have a small amount of money because they have more money than they need to live the life they want. On the other hand, others may feel poor despite having a lot of money because they have enough to live the life they want. The difference between these two groups of people: the first group, feel rich even though they do not have much, get your enjoyment in things that do not require much money.

Being happy is accepting what you have. Happiness is not tries to have it be. As wealth is a state of mind and has very little to do with material possessions to be bought. In saying that however, there needs basic that everyone needs to meet their physical needs and to feel safe. People who do not have enough money to feel secure and they will care both will be unhappy but beyond security, true happiness comes from relationships, friendship and enjoyment of the simple life. Those who focus on money alone never find himself satisfied with how much they have and as we know, the dissatisfaction creates unhappiness. Happy people put less emphasis on income and wealth and higher emphasis on relationships. They are happy, without being satisfied.

You are responsible for their own happiness, because you are in charge of their own feelings. It is never someone else's fault, your employer, other organization or government is not happy. Happiness comes only from within, to focus on the good things of life and not negative things. Finding happiness should not be conditional on other words, do not tell yourself that "I'll be happy when …" or "I be happy when …." Happiness is unconditionally accept things as they are now and be grateful for what you have. What is really interesting is that because people happy less emphasis on money and wealth, paradoxically, is more likely to become rich. There is a simple reason. Happy people spend less and save more. Be happy and be rich.

Liz Koh is no ordinary financial planner. After a successful career in management spanning more than twenty years, Liz set up her own financial planning company – Moneymax – in 1999. Since then, her mission has been not only to help people manage their money and increase their wealth but also to help people enjoy their lives – to the max! Her list of clients continues to grow through word of mouth and she is a regular contributor to several top newspapers, magazines and websites. Liz is the author of the best selling book – Your Money Personality: Unlock the Secret to a Rich and Happy Life, Awa Press, 2008, available from http://www.awapress.com

For Liz’s best tips for financial security, visit her website http://www.moneymaxcoach.com to receive your free 8-part eCourse on “8 Steps to Financial Freedom”.

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